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Includes New Ventures Licensed & Unlicensed No Prior Coverage Required House elevation contractors Available for choose residential risks direct to the builders (not wholesale). Excess Liability protection is readily available over any insurance provider where the limits are at least $1,000,000. The underlying insurance provider can be any licensed insurance provider including RRGs, unrated insurance providers, or a hostage.
Minimum premiums start at $2,000 50% Minimum Made 50% down and the remaining balance in 30 days Offered in 44 states consisting of FL, CO, TX and NY.

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At Frankenmuth Insurance, we understand the work professionals do presents unique threats. Accidents like destructive customer residential or commercial property or injury can happen in an instant and the results can be unimaginable. Safeguard your organization with an insurance coverage that integrates the right basic liability and service home coverage. Our contractors insurance can range from a standard policy to a customized policy with boosted coverage.
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Explore our Professionals Property Premier and Professionals Liability Premier offerings. To assist you select the ideal residential or commercial property coverage to align with your contracting needs, Professionals Property Premier features two levels: Premier 50 and Premier 150. Both alternatives consist of more than 70 essential inland marine, home, business earnings, and criminal activity protections, while enabling you to tailor limits based upon individual business needs.

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Our commercial insurance for professionals consists of protection for: The physical structure of your building and its contents (stock, machinery, equipment, workplace materials) Devices and products at your task websites Defense on the occasion that you are taken legal action against.
Business insurance is constantly a good concept for serious 1099ers, but even those simply getting going may need it to grow tasks, sign leases, and even buy particular kinds of equipment. Check Here For More is a big part of your safeguard. It's much better to invest some money into a solid insurance coverage plan than to be put out of service over something unexpected.
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As an independent professional, you're a complimentary agent. That suggests when you're employed to do a specific job, you aren't bound by the same guidelines as a worker (which is pretty awesome). However all excellent things (like liberty) feature failures (like not getting the exact same benefits that a full-time worker has).